Thinking homeownership is out of reach? Think again.

By on February 28, 2017 in General Information

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home.  Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers?  Designed for low income families purchasing homes in rural areas, this loan offers[...]
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A Four-Point Strategy to Revive Homeownership

By on June 1, 2017 in General Information

It’s not looking good for homeownership these days. According to the U.S. Census Bureau, 63.7 percent of households owned their homes at the end of 2016, down from a peak of 69.2 percent in 2004. While there have been small increases in recent quarters, the homeownership trend since the financial crisis continues to[...]
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10 Questions to Ask When Considering a Reverse Mortgage

By on June 21, 2017 in Mortgage Tips

You may have heard of a reverse mortgage, but you’re not sure if it’s the right choice for you. You may have even put off looking into it because you’re not sure if you qualify. Fortunately, if you have some equity in your home and want to increase your income in your Golden[...]
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Everything You Want to Know About Property Deeds When Buying a Home

By on August 31, 2017 in General Information

House hunting? By now, you may have noticed that some listings include “deed restrictions” or list a certain type of property deed. While seemingly nondescript, this document can have crucial implications on the property and the sale itself. Before you make an offer, it’s a good idea to start familiarizing yourself with the[...]
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6 Key Home Buying Terms Made Clear

By on December 14, 2017 in Financial Tips

If you’re buying a home for the first time, familiarizing yourself with the wealth of information available is often a welcomed challenge. Learning all of the terms and procedures relevant to your eventual closing process can be exciting and motivating. It’s a lot to learn, but once you understand the terminology and how[...]
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