Seven questions to ask yourself before buying a home

By on June 17, 2014 in Financial Tips

Why do you want to purchase a home? People buy homes for many reasons: freedom, space, and stability to name a few.  Buying a home takes a considerable amount of your time, energy, and money; you may even feel like you have a new part time job.   There are many ups and downs,[...]
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Pursuing a loan mod? Let us help you with that.

By on June 30, 2014 in Debbie Wheeler

Perhaps you’ve heard that the federal government has imposed new regulations on Servicers (entities who collect mortgage payments on behalf of investors) with the intent of improving the loan modification process. The Consumer Financial Protection Bureau (CFPB) imposed regulations on large Servicers effective January 10, 2014. Below is a partial list of timeline[...]
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A Different Kind of Help

By on July 16, 2014 in A Day In The Life

Like all good housing counselors, my colleagues and I are trained to consider a range of options for homeowners who seek our help. But, every once in a while, we work with a client who needs us to think of solutions that don’t appear in the training guides. I had one such case[...]
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Buying a House? First, Put Your Financial House in Order

By on July 29, 2014 in Financial Tips

You know you want to own a home one day, but how do you get there? One of the first steps you can take that will also bring long-term benefits is taking charge of your finances. Besides getting you ready to make that important purchase, it can give you confidence, show you what[...]
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What can I be preapproved for vs. what I can afford.

By on August 19, 2014 in Financial Tips

Everyone answers a simple question at the onset of each Home Buyer Seminar: “How much are you prepared to spend on your monthly mortgage compared to your rent?” The question is simple enough, and answers typically range from $150 less, to about the same, all the way up to whatever it takes. While[...]
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